Our products
Revenue from free investment
If you are looking for a flexible form of financing, our free investment credit can be perfect for you. With this type of credit, you can use the money for whatever you need: from an investment in a business to a dream trip. In addition, we offer comfortable payment terms to adapt to your needs.
Characteristics
- From $3. 000. 000 up to $50. 000. 000.
- The fixed rate during the life of the credit.
- Choose a payment term between 12 and 36 months.
- Fixed monthly fee that includes principal and interest.
Proceeds
- Flexibility: Our free investment credit gives you the flexibility to use the money as you wish. From investing in a new business to paying off debt, you decide what to invest in.
- Convenience: With our online platform, you can apply for and receive a loan from the comfort of your home. Forget about complicated procedures and long waits at bank offices.
- Personalized attention: Our customer service team is available to help you at all times, so you have the best possible experience with us.
Requirements
- Have a Colombian citizenship card.
- Cell phone registered in Colombia.
- Be between 21 and 65 years old.
- Have income greater than $1.4 million pesos.
- Electronic signature of the letter of instructions to fill out the Promissory Note.
- Electronic signature of the promissory note.
Credit with vehicle
If you need a loan and have a vehicle, our vehicle pledge credit can be an excellent option for you. You will be able to get the money you need by using your vehicle as collateral and you will still have access to it. In addition, we offer you competitive rates and flexible payment terms.
Characteristics
- We lend you up to 60% of the commercial value of your vehicle without exceeding $80,000,000.
- Fixed rate during the life of the credit.
- Choose the payment term between 12 and 36 months.
- The fees are lower than traditional credits
Proceeds
- Apply for a higher loan amount: With our vehicle warranty loan, you can get a higher loan
amount to make your projects a reality. - You’ll get your loan approved faster with our vehicle equity loan.
- Improve your credit history, withour vehicle guarantee loan, you can improve your credit
history and build a good financial reputation. - Keep using your vehicle: With our vehicle secured loan, you can keep using your vehicle
while making your payments on time and working on your financial projects!
Requirements
- Have a car model 2013 onwards and in good condition.
- The car must be in the name of the same person who makes the credit application.
- Have a verifiable monthly income of more than $1.2 million pesos.
- Be up to date on taxes, citations, traffic lights, technical-mechanical review, and SOAT.
- Electronic signature of the letter of instructions to fill out the Promissory Note.
- Electronic signature of the promissory note.
Mortgage credit
Microcredit
If you need financing for your business, our microcredit can be
the perfect solution for you. With this type of credit you can
access small amounts of money to invest in your company, with
comfortable payment terms and competitive rates.
Characteristics
- From $5.000.000 to $20.000.000
- Fixed rate during the life of the credit.
- Choose the payment term between 12 and 36 months.
- The destination of this credit is working capital and investment.
Proceeds
- Simple application process: Applying for a microloan is a simple and quick process,
allowing borrowers to obtain the financing they need efficiently. - Improved creditworthiness: Timely payment of microcredit can help borrowers improve their creditworthiness, allowing them to access larger amounts of financing in the future.
- Entrepreneurship support: Microcredit is an important tool to support business and
economic development, encouraging job creation and business growth. - Accede to financing to cover any need for working capital or investment that your
business may have, such as the purchase of inventory, the payment of suppliers, the
purchase of machinery, among others.
Requirements
- Natural or Legal Persons.
- Minimum experience of two years in their economic activity.
- The client can prove his income through various types of media according to the economic activity (Bank statements, Lease Contracts, Income Statements, among
others). - Electronic signature of the letter of instructions to fill out the Promissory Note
- Electronic signature of the promissory note.
