Angie LaCour
As a life insurance advisor, I bring a wealth of knowledge and expertise to help my clients protect their families, businesses, and assets. With over 12 years of experience in the insurance industry, I have a deep understanding of various types of insurance and retirement products and services, including retirement planning, long-term care, and final expense life insurance.
I am passionate about building strong relationships with my clients, and I am committed to providing exceptional customer service and ensuring that my clients have the tools and resources they need to meet their unique insurance needs and budget and to achieve their financial objectives.
In my spare time, I dabble in home remodeling, enjoy furniture refurbishing, being a mom to a houseful of fur babies and hiking.
Overall, I am driven by a desire to help my clients protect what matters most to them, and I look forward to working with them to achieve their goals and secure their futures.
Richard Longview
New to the insurance industry after a thirty-year consulting career where I dealt with business owners conducting financial and contract analysis. I always prided myself on being able to explain complex technical issues and simplify financial concepts into A, B, and C choices for clients. I am a proud veteran of the US Navy.
As a licensed independent insurance advisor, I am passionate about helping people put plans in place to protect themselves and their families. Having experienced several personal tragedies with my own family, I speak from the heart when I say, don’t put off to tomorrow what you need to take care of today to ensure you and your family are protected.
I am a supporter of several charities, including the Humane Society and the Alzheimer’s Foundation. In my downtime, I enjoy caring for animals, exploring the outdoors and being an avid reader across a wide range of topics.
Grow Your Wealth Secure
As independent insurance brokers, we are dedicated to helping individuals and families achieve their financial goals and protect what matters most to them. Our motto “Longview Planning Today for a Better Tomorrow” is a great reminder that taking a long-term view when it comes to financial planning can lead to better outcomes. By helping our clients understand their options about the different types of insurance and make informed decisions, we can truly make a positive difference in their lives.
After in-depth fact-finding and review of each client’s current situation, we provide personalized recommendations that are tailored to their specific needs and goals. This helps our clients feel more confident and empowered about their financial decisions, knowing that they have a plan in place to address potential challenges.
The death of a loved one or a terminal illness diagnosis can be a traumatic experience, both emotionally and financially. Life insurance can provide a safety net for those left behind, helping to ease the financial burden during an already difficult time. With life insurance, beneficiaries can receive a tax-free lump sum payment that can be used to cover funeral expenses, pay off debts, cover living expenses, or even help fund long-term goals such as education or retirement.
In our later years, as we move toward, or are perhaps already enjoying a well-earned retirement, having a stable income and ensuring our healthcare needs will always be covered are top-of-mind concerns for most people. Annuities are a unique insurance product that can be a valuable part of an overall income plan for retirees. Annuities provide a guaranteed stream of income for a specific number of years or until someone passes away, just like Social Security. Annuities add more stability to an overall income plan that is not subject to the ups and downs of the stock market
Long Term Care Insurance, or LTC for short, helps pay for the costs of extended skilled nursing or home health care services that may be needed as we recover from an accident, surgery or even dementia care that roughly one out of every two Americans will face later in life. In 2023 the average cost of a skilled nursing facility in the United States was $7,768 per month and increasing at a rate of about 5% annually. Medicare does not pay for extended care after a certain point and without LTC coverage many families are forced to spend their life’s savings on nursing home care. Additionally, LTC insurance can provide the money needed to pay for care at much higher-quality facilities. Long Term Care insurance needs can play a part in both Life Insurance and Annuity income planning.
Being independent insurance brokers gives us the unique advantage in providing unbiased advice and recommendation to our clients. By not being tied to any specific insurance company or brand, we can offer a wide range of insurance products and options from different companies and recommend the one that best fits our client’s needs and goals. We believe our independence provides our clients with a great sense of confidence and trust, knowing that we have their best interests in mind and nor not motivated by any particular company or product.
Reach out to us today to see if we can be of assistance in ensuring you and your family have the right amount of financial security and peace of mind in place no matter what tomorrow brings.
